Auto Insurance in Faribault, Montgomery, Owatonna
Auto insurance is often thought of as only covering costs that are associated with the repair of vehicles after accidents. What is not considered is the other types of damages car accidents can cause such as bodily injury, lawsuits against you as the cause of an accident, and lost wages due to injury.
At Heine Insurance we offer a variety of coverages at competitive rates with discounts to those who qualify. Some discounts include multi-car, multi-policy, good student, good driver, and driver safety courses. We offer insurance for standard and non-standard drivers who may have tickets, DWI, or accidents on their record.
Heine Insurance Agency, Inc. provides insurance policies for all drivers including motorcyclists. No one plans to crash their bike and no one foresees their bike getting stolen. When these things do happen, you can be completely covered through our motorcycle insurance plans. Accessories coverage will allow you to replace your saddlebags, backrests, seats, chrome details, helmet, and radio. Bodily injury liability protects you if you injure someone while operating your motorcycle and provides legal defense in case of a lawsuit. Heine Agency provides these and other policies such as collision, comprehensive physical damage, property damage liability, and uninsured motorist coverage. We offer affordable plans with various package deals customized to your needs and budget.
Boat & Watercraft
Heine Insurance Agency, Inc. provides superior protection for your boat or watercraft. Our coverage is personalized to fit your needs which include coverage for your hull, equipment, sails, dinghies, outboard motors, or trailer.
Heine Insurance Agency, Inc. has coverage for recreational vehicles (RVs). Relax a little more on your next road trip knowing your RV is covered with as much insurance protection as your car. We offer liability, collision, and policies that protect against damage to interior components specific to RVs (folding tables, bathroom facilities, stoves, and other furniture). Our plans are convenient for when you run into problems far from home. Our insurance agents will assist you anytime, anywhere.