Auto and Motorcycle Insurance

Affordable Car and Motorcycle Protection

For personal auto and motorcycle insurance at prices you'll like, come to Heine Insurance Agency, Inc. We have over 55 years of experience in helping drivers like you find the right policies for their vehicles. We serve Faribault, Kenyon, Lonsdale,  Montgomery, Morristown, Nerstrand, Northfield,  Owatonna, Shieldsville,  Warsaw, Waseca,  Waterville and nearby communities. Call today for your free quote!

Personal Automobile Insurance

Auto insurance is often thought of as only covering costs that are associated with the repair of vehicles after accidents. What is not considered are the other types of damages car accidents can cause, such as bodily injury, lawsuits against you as the cause of an accident, and lost wages due to injury.

At Heine Insurance, we offer a variety of coverages at competitive rates with discounts to those who qualify. Some discounts include multi-car, multi-policy, good student, good driver, and driver safety courses. We offer insurance for standard and non-standard drivers who may have tickets, DWIs, or accidents on their record.

Motorcycle Insurance

Heine Insurance Agency provides insurance policies for all drivers including motorcyclists. No one plans to crash their bike and no one foresees their bike getting stolen. When these things do happen, you can be completely covered through our motorcycle insurance plans. We offer policies that cover accessories, bodily liability, and more.

• Accessories — Accessories coverage will allow you to replace your saddlebags, backrests, seats, chrome details, helmet, and radio.
• Bodily injury — Bodily injury liability protects you if you injure someone while operating your motorcycle and provides legal defense in case of a lawsuit.

Heine Agency provides these and other policies such as collision, comprehensive physical damage, property damage liability, and uninsured/underinsured motorist coverage. We offer affordable plans with various package deals customized to your needs and budget.