Commercial/Business Insurance

Protect Your Company With Dependable Coverage

For affordable insurance policies that meet their needs, business owners in Faribault and surrounding communities count on Heine Insurance Agency, Inc. We serve a wide range of companies with a diverse array of needs, and we help them find customized policies that protect them and their assets.

• Auto
• Liability
• Property

We have over 55 years of experience, and we're ready to help you find the right policies at the right price. Call today for your free quote.

Business Owner Packages (BOP)/Contractors Insurance

At Heine Insurance Agency, our Business Owner’s Package/Contractors combines business property and business liability. We can offer optional coverage allowing you to tailor a policy to meet your business's unique needs.

General Liability

In today’s world, businesses are vulnerable to lawsuits claiming injury and damage. There are many steps you can take to protect your business from lawsuits, but not all will work. That is why general liability insurance is so important.

Commercial Auto

At Heine Insurance Agency, Inc. we offer commercial auto insurance at competitive prices. We offer protection such as liability coverage for any injuries or damage caused to others as well as damage to your vehicle.

Workers' Compensation

Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue his or her employer for the tort of negligence.

Commercial Property

We offer commercial property insurance for businesses of all sizes. This type of insurance covers the building, outdoor signs, furniture and equipment, inventory and personal property kept in the building. This policy offers protection for your assets in these situations — fire, water leaks, and storm damage — and others. We will assist you in finding affordable, comprehensive coverage for your business.