Homeowners and Renters Insurance

Affordable Home and Apartment Policies

At Heine Insurance Agency, Inc we know your home is probably the most important investment you will make. We can help you find the right policy for you at the right price.

For quality homeowners and renters insurance policies in Faribault, Kenyon, Lonsdale, Montgomery,  Morristown, Nerstrand, Northfield,  Owatonna, Shieldsville, Waseca, Warsaw, Waterville and the neighboring communities, come to Heine Insurance Agency, Inc.  We have over 55 years of experience. Call our agency today for a free quote.

Homeowners Insurance Options

Homeowners insurance provides coverage for losses occurring to your home, its contents, and those that result from living expenses. It also can provide liability insurance for accidents that may happen at your home.

When purchasing a new home call Heine Insurance Agency, Inc.  While each policy is customized, most provide broad coverage for damage to the house and structures on the property, damages to personal property, stolen jewelry, injuries that may happen to you due to exposures in your home, and additional costs for a covered loss (for example, if you must live somewhere else temporarily after a fire).

Customized Coverage for Any Dwelling

There are plans specific to your living situation and Heine Insurance Agency has a policy for each. If you live in a single-family home, you probably need standard homeowners insurance. For residents of a condo or co-op, these policies include specifics such as coverage for accidents a neighbor may have in your unit. If you rent out a home to someone else or rent an additional property you don’t live in (such as a vacation home), we have special coverage catered to your needs.

We also offer policies designed to meet the needs of renters. You may not need to worry about the building, but your property is worth protecting. Speak to our professionals and get the policy you’re looking for from Heine Insurance Agency, Inc.